Built for the 1980s. Doomed for the 2020s.

Why retirement portfolios are Failing — and What Smarter Allocations Look Like

For decades, investors were told to keep it simple: 60% stocks, 40% bonds.
It worked. Because inflation kept falling. Rates kept dropping. And bonds reliably offset stock market pain.

But that world’s gone.

We’re no longer in the Great Moderation. Inflation is sticky. Correlations have flipped. And the 60/40 portfolio — once the darling of wealth managers …